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담보 대출은 주택 뿐만아니라, 차 담보 대출도 해당됩니다. 차 담보 대출은 자동차를 담보로 통하여 금융기관이나 대출 주체로부터 자금을 빌리는 등의 대출입니다. 이 경우 부채자는 자신의 자동차를 담보로 제공하며, 대출금을 갚지 못할 경우 금융기관이 자동차를 강제압류하여 대출금액을 회수할 수 있는 행위를 가집니다.

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